Welcome to the new AČSS website,
After several years we decided to change the look of our website. We've spotted mobile devices which automatically adapt our site. We kept most of the original structure and added a few innovations.
Yearbook for 2018 is available in two languages (EN, CZ) here.
The Presidium of the Association elected new Deputies at its meeting. Tomáš Kořínek became the Vice-Chairman and Pavel Jirák became Deputy. The complete structure of the Association organs can be viewed in the appropriate section.
You can find some actual statistical data of Czech bauspar system in the year 2018 at the appropriate section. There are some time series under the same link as well.
Yearbook for 2017 is available in two languages (EN, CZ) here.
Top executives from the European Federation of Building Societies are meeting in Prague to discuss problems affecting building savings loan products. The EFBS advocates the interests of more than 41 million European building savings clients, whom together have more than 200 billion euros deposited in building savings accounts. Building savings banks have loans on record amounting to 152 billion euros.
Nearly every fourth property in the Czech Republic has been improved thanks to building savings. A total of 2.2 million loans have been provided by building savings banks, 46% of which were used to finance remodeling and modernization projects.
After the 2010 general election, a coalition government was formed which included building saving in its reform plans. The first step was to reduce the state subsidy for all clients.
Own housing is one of the best old-age security options, says Vojtěch Lukáš, chairman of the Czech Association of Building Savings Banks
Interview with Vojtěch Lukáš, chairman of the Czech Association of Building Savings Banks, here.
(Bankovnictví) - The financial crisis has shown that building savings not only benefits individuals but also the government. That is to say, it works in a countercyclical fashion, and when looking at the real data, it is clear that building savings had sustained the housing loan market at an acceptable level.
The Lower House failed to pass a draft law that would allow money from building saving to be used to finance tuition at high schools and universities. The Lower House was two votes short to outvote a previous rejection of the law by the Senate.
Prague/Brussels, 29 April 2009 - The Czech Republic remains the second most successful country as regards the number of building saving contracts. According to data from the European Association of Building Saving Banks (EuBV), Germany comes first with 30.5 million building saving contracts, followed by the Czech Republic whose five building saving banks have signed more than five million contracts, and Austria just behind with some 35 thousand fewer contracts.
ACSS advises: Home-building savings contracts remain in full force and effect regardless of the expiration of the minimal saving phase period. All contracts are still valid, and clients can still continue to save if they have the space available within their contract amount. They can also request a loan, either a bridging loan, or a building savings loan.